Who is an Insured Under a Commercial Auto Policy
Who is an Insured Under a Commercial Auto Policy An insured under a commercial auto insurance policy broadly refers to the people and entities covered by the insurance for vehicles used in business operations. Understanding who qualifies as an insured is crucial for business owners, fleet managers, and anyone relying on vehicles for commercial use to ensure proper coverage and liability protection. Who Is an Insured Under a Commercial Auto Policy? Primary Named Insured The primary insured is typically the business or individual who owns the commercial auto insurance policy and the vehicles covered under it. This may be a company, sole proprietor, partnership, or corporation. The named insured holds responsibility for the policy and pays premiums. ^2 Employees and Authorized Drivers Commercial auto insurance generally extends coverage to employees and other authorized drivers who operate the vehicles for business purposes. This includes: Employees driving company-owned or leased...